Make College a Reality
Get Your Student Loan from STCU Credit Union
Lender Code: 834162

You know the value of a college education.

Getting a college degree is a worthwhile goal. College graduates make an average of one million dollars more than those without college degrees (www.studentloanfacts.org). But the cost of a college education can be overwhelming for both students and parents. That’s why STCU offers Federal Family Education Loan Program (FFELP) loans. If you or another family member plans to attend a university, technical college, or any specialized training program, STCU can help you with the funding you need to pursue your dreams.

FFELP offers loans for students and parents.

Stafford Loans

  • The subsidized Federal Stafford Loan is based on financial need. The government pays the interest while you are in school.
  • The unsubsidized Federal Stafford Loan is not based on need but family income is a determining factor. You pay all the interest, although you can have the payments deferred until after graduation.

PLUS (Parental Loan for Undergraduate Students) Loans

  • Creditworthy parents of dependent undergraduate students can apply for this loan, which is not based on need.

Learn more about low-interest federal student loans.

Refer to the Student Loan Quick Reference Guide formore details on Stafford and PLUS Loans including:

  • the application process
  • current rates
  • loan limits
  • toll-free numbers to check the status of your loan account

Here’s how to obtain a federal student loan