The STCU Credit Union recognizes the importance of protecting the privacy of nonpublic personal information about you as a user of our web site. This section describes our policy regarding the treatment of information received about you during visits to our web site. The amount and type of information we receive depends on how you use our site. By using this site, you are agreeing to the terms of our Privacy Policy and agree not to hold the STCU Credit Union liable for unknown errors in the system's programming which can cause losses. Furthermore, the STCU Credit Union promotes the use of currently updated anti-virus software when using the Internet and is not liable for problems or damages encountered when visiting this site.
You can visit the STCU Credit Union web site to read service information or to use our online tools and information without telling us who you are and without revealing any personal information. The only information we collect and store during normal web site usage is the name of your Internet service provider, the pages you request, and the date and time you visited the page. This information is used to measure the site activity and generate statistics to enable us to improve the usefulness of visits. During normal web site usage we do not collect or store nonpublic personal information.
We collect a variety of nonpublic personal information about you from the following sources:
a) Information we receive from you on applications or other forms
b) Information about your transactions with us or others
c) Information we receive from a consumer reporting agency
d) E-mail and electronic information sources
e) Information we receive from marketing surveys to provide new services.
Disclosure To Parties that Provide Services The credit union uses a variety of third party vendors to assist in offering competitive products and services to our members. We may disclose all of the information we collect to companies that perform marketing on our behalf or to other financial institutions with whom we have joint marketing agreements. This credit union will partner only with companies that agree to maintain strong confidentiality protections and limit the use of information we provide. We will not continue a relationship with any third party vendor who violates this policy.
We may disclose nonpublic personal information about you to the following types of third party vendors:
- Financial service providers, such as companies providing mortgage or insurance services.
- Non-financial companies, such as consumer reporting agencies, data processors, direct marketers, check/share draft and other printers, plastic card processors and government agencies.
Although we may be permitted by law to disclose certain information about our members, the credit union will not disclose that information if we determine it does not contribute to your financial interests. We will disclose information with your consent or if required by law. If you decide to terminate your membership or you become an inactive member, we will continue to adhere to the privacy policies and practices as described in this notice.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We have designed physical, electronic, and procedural safeguards that meet or exceed federal regulations to guard your nonpublic personal information.
We will use your e-mail address only to contact you in response to requests for information or services you have indicated are of interest to you. Users of this site should understand that any nonpublic personal information that is voluntarily sent via an unsecured e-mail form or voluntarily posted by a user to a public area of this web site (for example, a posting to the Bulletin Board), may always be collected and used by others, and that there is nothing the STCU Credit Union can do about that. Nonpublic personal information sent to us via our secured e-mail forms will be collected and stored in a manner appropriate to the nature of the data and used to fulfill your request for additional information or services.
The STCU Credit Union encourages all minors to seek permission from their parent or guardian before providing information about themselves or their family over the Internet. In the event information is sent to us by a minor, the same privacy policies will apply to that information.
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