Rates shown are effective as of 05/01/2010 and may change at any time without notice.


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Signature Line of Credit/Overdraft Protection **
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Annual Percentage Rate
Signature Line of Credit/Overdraft Protection 12.50%  
 
Personal Loans**
For vacations, consolidation, education, etc.		  
Annual Percentage Rate  Cost per $1,000
12 months 11.750%

 $88.73

24 months 12.250%

 $47.19

36 months 13.000%

 $33.69

48 months 13.500%

$27.08

60 months

14.000%

 $23.27

72 months

15.000%

$21.15

 
Automobile Loans**
100% financing available for qualified borrowers		  
Annual Percentage Rate  Cost per $1,000
24 months 6.000%

 $44.32

36 months 6.000%

 $30.42

48 months 6.000%

$23.49

60 months 6.000%

 $19.33

72 months 6.250%

 $16.69

84 months (New Vehicles Only)

7.000%

 $15.09

 

Motorcycle  Loans**
Add 1.5% to rate for amounts under $10,000

    
  Annual Percentage Rate

 Cost per $1,000

 24 months

 7.000%

 $44.77

 36 months

 7.000%

 $30.88

 48 months

 7.000%

 $23.95

 60 months

 7.000%

$19.80

 72 months

 7.250%

$17.17

     
Miscellaneous  Secured Loans**
Camper/RV/Boat/Trailer/Older Cars - $75,000 maximun		  
Annual Percentage Rate Cost Per $1,000 
 
36 months

9.250%

 $31.92

48 months

10.250%

 $25.48

60 months

10.750%

 $21.62

72 months

11.250%

$19.16

 
Boats/Campers/RV Loans* 
Loans amounts  $20,000 - $100,00		  
Annual Percentage Rate  Cost per $1,000
60 months

9.750%

$21.13 

72 months

10.250%

$18.66 

96 months

10.500%

$15.45 

120 months

10.750%

 $13.64

180 months

11.250%

$11.53 

240 months

12.250%

 $11.20

 
VISA Credit Card  
 
Choose your value

Low interest Rate

  
Three ways to use your credit car

Shopping

  

Cash Advance

  
CD/Share Secured Loans  
Annual Percentage Rate  
Share Secured 3% over the share rate  
CD Secured 3.00% over the CD rate  
 

** The maximum maturity date of a Used Auto loan or Miscellaneous Secured loan cannot exceed ten (10) years from the model year of the vehicle. The maximum maturity date of a Boat, Camper or Recreational Vehicle cannot exceed fifteen (15) years from the model year of the vehicle.  All rates listed are based on our A credit grade. Your actual rate may be higher or lower depending upon your individual credit score and payment election. Ask us about our CreditBuilder Lending Program. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.


Rate Discounts:  Deduct .125% for 20% downpayment/equity for Auto, Motorcycle, RV, Boat, Camper, Trailer Loans

Deduct .125% for automatic payment