Get your STCU auto loan right at the dealership! STCU participates in the Credit Union Direct Lending (CUDL) program, allowing you access to hundreds of dealerships that can get your Credit Union auto loan approved through the CUDL automated loan approval system. Just visit any participating CUDL dealer, request your Credit Union financing through the CUDL system, and drive away in your new or used vehicle, all in one visit! The CUDL system is available 7 a.m. to midnight, 365 days a year.